We offer a plethora of services to help you achieve freedom from worrying.
Should I transfer my assets to a trust? Am I going to outlive my money? Will the cost of living or inflation erode my income? We sit with our clients one on one to evaluate their current/future financial status and eliminate many of these fears. We use various tools to help determine what best accommodates your wants and needs.
Here at Queen City Financial Group, we have many platforms of investment choices, such as stocks, bonds, mutual funds, annuities, etc. We carefully assess risk tolerance through an extensive questionnaire, which helps us and our clients determine how conservative or aggressive one should be. Based on our findings, we then evaluate one’s needs and strategically invest accordingly.
There are many different reasons that one may inquire about life insurance. Some of these include, leaving a legacy, protecting loved ones in the event of a premature death, mortgage protection, funding buy-sells agreements and/or key person policies, executive individual polices, and many more to make them tailor made for you. Let us do the research and help you make an informed decision!
Home & Auto Insurance
Do I have sufficient liability limits on both my home/auto insurance? What is an umbrella and how does it protect me? What is co-insurance requirement and how does it affect me? These are a few of the many questions that one may ask themselves when they are reviewing their property and casualty insurance. We make sure to review policies and educate our clients on each coverage and rule that applies in their particular situation.
General Business Insurance
Do you own a business? Are you aware of the co-insurance clause when insuring your commercial buildings? We specialize in helping business owners properly insure their commercial autos, buildings, and other business personal property. We also deal with Workers Compensation, crime insurance, Directors and Officers (D&O) insurance, etc. Let us take a look and make sure you are not vulnerable to a major loss.
Need an additional discount to reduce your auto insurance rate? Don’t want to sit through a driving class in a classroom to get that discount? We offer an online class through Driver Training Associates that you can do at your own pace on your own personal computer.
Certified Social Security Claiming Strategists
There are many factors that must be taken into account when deciding when to receive or when to delay taking social security. When is your FRA (Full Retirement Age)? Are you still currently working? Do you have a need for the money? At what age are you allowed to start collecting a Social Security benefit? Making an informed Social Security claiming decision can save you thousands of dollars. Let us help you do that!
Certified Medicare Supplements
What are the requirements for Medicare? What are Medicare supplements A-G? What is Medigap? We have an experienced team that knows each Medicare coverage and how they can help any individual. Being informed on Medicare is so important for individuals approaching 65 and beyond. Let us sit with you and review your situation!
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Michael offers advisory services offered through Blackridge Asset Management, LLC, a Registered Investment Adviser. Securities are offered through Peak Brokerage Services, LLC, Member FINRA/SIPC. Blackridge Asset Management, LLC and Queen City Financial Group are separate and independent entities from Peak Brokerage Services, LLC.