Should I transfer my assets to a trust? Am I going to outlive my money? Will the cost of living or inflation erode my income? We sit with our clients one on one to evaluate their current/future financial status and eliminate many of these fears. We use various tools to help determine what best accommodates your wants and needs.
Here at Queen City Financial Group, we have many platforms of investment choices, such as stocks, bonds, mutual funds, annuities, etc. We carefully assess risk tolerance through an extensive questionnaire, which helps us and our clients determine how conservative or aggressive one should be. Based on our findings, we then evaluate one’s needs and strategically invest accordingly.
There are many different reasons that one may inquire about life insurance. Some of these include, leaving a legacy, protecting loved ones in the event of a premature death, mortgage protection, funding buy-sells agreements and/or key person policies, executive individual polices, and many more to make them tailor made for you. Let us do the research and help you make an informed decision!
Do I have sufficient liability limits on both my home/auto insurance? What is an umbrella and how does it protect me? What is co-insurance requirement and how does it affect me? These are a few of the many questions that one may ask themselves when they are reviewing their property and casualty insurance. We make sure to review policies and educate our clients on each coverage and rule that applies in their particular situation.
Do you own a business? Are you aware of the co-insurance clause when insuring your commercial buildings? We specialize in helping business owners properly insure their commercial autos, buildings, and other business personal property. We also deal with Workers Compensation, crime insurance, Directors and Officers (D&O) insurance, etc. Let us take a look and make sure you are not vulnerable to a major loss.
There are many factors that must be taken into account when deciding when to receive or when to delay taking social security. When is your FRA (Full Retirement Age)? Are you still currently working? Do you have a need for the money? At what age are you allowed to start collecting a Social Security benefit? Making an informed Social Security claiming decision can save you thousands of dollars. Let us help you do that!
What are the requirements for Medicare? What are Medicare supplements A-G? What is Medigap? We have an experienced team that knows each Medicare coverage and how they can help any individual. Being informed on Medicare is so important for individuals approaching 65 and beyond. Let us sit with you and review your situation!
As a full-service provider, payroll is an important part of every business. We are an experienced payroll professional dedicated to bringing the highest quality of service to every account we serve. Let us also help you bring great benefits to your employees. We will work with you to find the best mix of plans from health to disability to fit your company’s needs and budget. As a broker, we work for you, not the insurance companies.
Health Insurance is the backbone of most group’s employee benefits package and is one of the leading factors in retaining and attracting employees. It important that you know all the options and strategies that are available to allow you to compete. We help businesses access their situation and implement plans and programs to meet their needs. We will provide you the attention you and your employees deserve in an ever changing marketplace.
Need an additional discount to reduce your auto insurance rate? Don’t want to sit through a driving class in a classroom to get that discount? We offer an online class through Driver Training Associates that you can do at your own pace on your own personal computer. To save money, please click link below!
Most vehicles under 8 years of age require a photo inspection by insurance carriers within a specified amount of time. Not obliging with this requirement, can cause the loss of comprehensive and collision on your policy. Please call us today to set up an appointment to have your vehicle photo inspection completed or to get information!
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Michael offers advisory services offered through Blackridge Asset Management, LLC, a Registered Investment Adviser. Securities are offered through Peak Brokerage Services, LLC, Member FINRA/SIPC. Blackridge Asset Management, LLC and Queen City Financial Group are separate and independent entities from Peak Brokerage Services, LLC.